WHEN you need a new tractor, you don’t want to have to wait for the money. So contractor Harry Long was delighted when Rural Asset Finance approved his JCB Fastrac 4220 tractor finance in just 48 hours!

“I called with my initial enquiry,” he says, “and two days later they told me I could have the money. It was amazing. With other lenders I’ve had to wait three or four weeks for other tractor and machinery finance!”

It means Harry, who with his siblings runs Essex-based Long Brothers Agricultural Contractors, has taken delivery of a used JCB Fastrac much quicker than he expected.

“We hire tractors with drivers and contract straw-chasers but have expanded much quicker than anticipated, so wanted an additional machine in a hurry,” he says. “I’ve previously bought through a broker but decided to go for a direct lender. I expected it to be quicker but not this quick!”

Harry’s tractor dealer recommended Rural Asset Finance for tractor finance – but it wasn’t just the speed that impressed him. “At RAF they’ve all got direct farming experience, so they really know what you’re talking about, why you need specific machines and what they do. “I spoke to Head of Sales, Ben Wood and he really knows his tractors! Plus, he already knew the dealer! It was great to speak to someone who really understands your business.”

Harry’s agricultural hire purchase agreement means that following an initial deposit he will pay a fixed monthly amount for three years and then have an option to pay a small balance to buy outright. “This will make a huge difference to our business. It’s been so quick, so easy, so straightforward, and the people at Rural Asset Finance are so friendly. I’ll definitely be using them again for other agricultural machinery finance!”