Over 100 Years of Combined Experience in Lending to Farmers
Benefit from our extensive expertise accumulated over a century, ensuring reliable and knowledgeable lending solutions tailored to farmers' unique needs.
Tailored Finance Solutions for Farmers Across the UK
Our customised finance solutions are designed specifically for farmers, addressing their individual challenges and supporting their long-term success in agriculture.
Customer-Focused Service Designed to Meet Farmers' Needs
Experience our dedicated customer focused service on understanding and fulfilling the distinct requirements of farmers, ensuring their satisfaction and growth.
What is Combine Harvester and How Can It Help You?
Combine harvester financing is a financial option for those in the agricultural space who want to be able to acquire essential machinery for their agricultural business without needing to deal with needing to pay a lump sum immediately. Instead of having to pay the full price for a combine harvester up front, our financing options allow you to pay it off over some time, allowing you to manage your cash flow more effectively. This allows you to have access to such important equipment in modern farming.
What are the Key Benefits of Combine Harvester Financing?
To help you with your potential financing of a combine harvester here are a few key benefits that we at Rural Asset Finance provide those looking for financing:
Cost Management
- Through financing you can spread the cost of your combine harvester over easy-to-manage monthly payments, allowing the strain on your budget to be less constricting.
Operational Efficiency
- Have immediate access to vital harvesting equipment and ensure you avoid any delays during those critical seasons.
- Alongside improving your productivity on your farm through the purchase of a combine harvester and reducing your dependency on manual labour or outdated equipment, saving you both time and money.
Customisable Plans
- Our plans are designed to be as flexible as possible and tailored to your cash flow and harvest cycles so that you can have a payment schedule that meets your needs.
- You can also finance both new and used combine harvesters, so you have as many options as possible which would meet your requirements and budget.
Tax Advantages
- Tax deductions can be taken advantage of for your financed equipment and can help you. (Make sure to consult a tax advisor for all the specifics around this and if you are eligible.)
Low Initial Investment
- Minimise the amount of upfront capital needed, helping you preserve your current cash reserves that are needed for other parts of your business.
Credit Building
- Through consistent one-time payments you can help build/improve your credit profile, helping you with future loans.
Combine Harvester Financing FAQ: Your Questions Answered
What types of combine harvesters can I finance?
You are able to finance a wide range of combine harvesters, both new and used models. If you are unsure do get in touch with us today to talk about if the combine harvester you are looking at is eligible.
What are the typical repayment terms?
When it comes to repayment terms for Rural Asset Finance this can range from 6 to 84 months depending on the plan selected.
Do I need a high credit score to qualify?
While it will help you secure better terms when it comes to financing plans, there are still many options for those with lower credit scores.
Can I include headers, cutters, or other attachments in the financing?
Yes, you can bundle accessories and additional equipment into your financing package, get in touch with our team today to find out more.
Is a down payment required?
This depends on the plan agreed, sometimes you would have to put down a down payment at the beginning, but there are zero down payment options available.
What happens if my farm experiences a bad season and I can’t pay?
We offer a range of flexible options during tough periods, such as deferring payments or adjusting the repayment terms to help you get back to better working conditions. If you do foresee this occurring or are experiencing this do get in contact with us today so we can see how we can help.
Are there hidden fees?
All of our plans show all the costs in an upfront and transparent way, from interest rates to late fees we ensure you have all the information.
Get in Contact With Us Today to Secure your Combine Harvester Financing.
Here at Rural Asset Finance, we are ready to help you acquire the perfect combine harvester for you. With our range of flexible financing options, you can invest in the machinery ideal for your farm’s productivity and efficiency without needing to over-burden your budget.
Contact our experienced team today to learn more about your financing options or use our finance calculator to estimate your costs and get started on the path to a more efficient harvest season!
Phone:
0345 0303 475
